How does Tellco foundation for vested benefits

help you to acquire residential property?

Comprehensively and with tax advantages for you.

Payout/transfer

You can request the unconditional cash payment of your vested benefits if

  • you take up self-employment in Switzerland and are no longer subject to the mandatory employee benefits insurance.
  • your vested benefits amount to less than your annual contribution to the employee benefits insurance.
  • you leave Switzerland permanently (for details, see Relocating abroad)
  • you are a cross-border commuter and stop working permanently.
  • you have reached the statutory retirement age or request a cash payment at the earliest five years before you reach retirement age. You can also defer the withdrawal of the vested benefits for five years past the statutory retirement age.
  • you receive a full disability pension from disability insurance.
  • you want to use your vested benefits to purchase owner-occupied residential property or to repay an outstanding mortgage (for details, see Advance withdrawal to finance residential property)

You can request the transfer of your vested benefits to

  • the registered pension fund of your new employer if you start working again and are subject to compulsory employee benefits insurance.
  • another vested benefits institution.

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